Executive Benefits & Compensation Solutions 

Hefner & Associates, Inc. specializes in designing non-qualified plans and executive benefit solutions. After ERISA was enacted in 1974, limits on salary deferral ability of Highly Compensated Employees (HCEs), coupled with compensation limits for Social Security accrual purposes, has created a large gap in the ability of HCEs to be able to save enough for retirement on a tax favored basis. Hefner & Associates, Inc. has been consulting on, designing and administering non-qualified plans since the beginning of ERISA's enactment. Our experienced team and breadth of knowledge can help you create a Plan that provides the means to attract, retain, reward and retire your key positions. 

Our Non-Qualified Plan Services Include, but are not limited to:
-Non-Qualified Deferred Compensation Plans (NQDC)
-Supplemental Executive Retirement Plans (SERP)
-Executive Bonus/162 Bonus Plans
-Executive Disability Insurance
-Executive Life Insurance
-Executive Long Term Care